This short book or guide has been written for a broad audience. In particular, this text should be viewed as relevant reading for a new trustee or a lay-person on an investment committee. By lay-person, we are referring to someone who has not had day-to day or hands-on investment responsibilities as part of their career or job description. This book can also serve as a convenient reference guide or a quick read refresher for fiduciaries with different levels of experience.With a broad target audience in mind, one of the main objectives of this text is to provide a straightforward discussion and, an overview of some of the key considerations and questions that an investment committee member may wish to ask particularly during the earlier stages of their tenure. Through examples, illustrations and anecdotes in the 7 chapters in this guide, we discuss key concepts such as diversification (not putting all of your eggs in one basket when investing), correlation (how closely different asset classes may move with one another) as well as decision-making and behavioral triggers that can promote destructive behaviors (making decisions that appear logical, but are truly not in the best interest of the investor).